/* TaxGyani - Msme Registration Online */


    :root {
        --navy:#0A1628;
        --navy-mid:#112240;
        --navy-light:#1A3160;
        --teal:#0EA5A0;
        --teal-dark:#0C8C88;
        --teal-light:#12C5BF;
        --gold:#F5A623;
        --gold-dark:#E09510;
        --white:#FFFFFF;
        --off-white:#F7F9FC;
        --gray-100:#EEF2F7;
        --gray-200:#DDE4EF;
        --gray-400:#9AAABF;
        --gray-600:#5A6A80;
        --gray-800:#2D3A4F;
        --text:#1A2540;
        --text-light:#6B7A99;
        --border:#E2E8F5;
        --shadow-sm:0 2px 8px rgba(10,22,40,0.08);
        --shadow:0 4px 24px rgba(10,22,40,0.10);
        --shadow-lg:0 12px 48px rgba(10,22,40,0.14);
        --shadow-xl:0 24px 80px rgba(10,22,40,0.18);
        --r-sm:8px;
        --r:12px;
        --r-lg:18px;
        --r-xl:24px;
        --transition:all 0.25s cubic-bezier(0.4,0,0.2,1);
    }

    *, *::before, *::after {
        box-sizing: border-box;
        margin: 0;
        padding: 0;
    }

    html {
        scroll-behavior: smooth;
    }

    body {
        font-family: 'DM Sans',sans-serif;
        color: var(--text);
        background: #fff;
        overflow-x: hidden;
        line-height: 1.6;
    }

    h1, h2, h3, h4, h5, h6 {
        font-family: 'Plus Jakarta Sans',sans-serif;
        line-height: 1.25;
    }

    a {
        text-decoration: none;
        color: inherit;
    }

    ul {
        list-style: none;
    }

    button {
        cursor: pointer;
        font-family: inherit;
    }

    ::-webkit-scrollbar {
        width: 5px;
    }

    ::-webkit-scrollbar-thumb {
        background: var(--teal);
        border-radius: 3px;
    }

    /* ── NAV ── */
    .nav-top {
        background: var(--navy-mid);
        padding: 7px 24px;
    }

    .nav-top-inner {
        max-width: 1320px;
        margin: 0 auto;
        display: flex;
        align-items: center;
        justify-content: space-between;
        flex-wrap: wrap;
        gap: 8px;
    }

    .nav-top-left {
        display: flex;
        align-items: center;
        gap: 20px;
        flex-wrap: wrap;
    }

    .nt-item {
        display: flex;
        align-items: center;
        gap: 6px;
        font-size: 11.5px;
        color: rgba(255,255,255,0.65);
        font-family: 'Plus Jakarta Sans',sans-serif;
    }

        .nt-item i {
            color: var(--teal);
            font-size: 10px;
        }

    .nav-top-right {
        display: flex;
        gap: 16px;
    }

    .nt-link {
        font-size: 11.5px;
        color: rgba(255,255,255,0.5);
        transition: color 0.2s;
    }

        .nt-link:hover {
            color: var(--teal);
        }

    .nav-main-wrap {
        position: sticky;
        top: 0;
        z-index: 1000;
        background: rgba(255,255,255,0.97);
        backdrop-filter: blur(20px);
        border-bottom: 1px solid var(--border);
        box-shadow: var(--shadow-sm);
    }

    .nav-main {
        max-width: 1320px;
        margin: 0 auto;
        padding: 0 24px;
        display: flex;
        align-items: center;
        justify-content: space-between;
        height: 68px;
    }

    .logo-wrap {
        display: flex;
        align-items: center;
        cursor: pointer;
        line-height: 0;
    }

        .logo-wrap img {
            height: 44px;
            width: auto;
            display: block;
            object-fit: contain;
        }

    .nav-links {
        display: flex;
        align-items: center;
        gap: 4px;
    }

    .nav-link {
        padding: 8px 13px;
        border-radius: var(--r-sm);
        font-size: 13.5px;
        font-weight: 600;
        color: var(--gray-800);
        font-family: 'Plus Jakarta Sans',sans-serif;
        transition: var(--transition);
        white-space: nowrap;
    }

        .nav-link:hover, .nav-link.active {
            color: var(--teal);
            background: rgba(14,165,160,0.07);
        }

    .nav-right {
        display: flex;
        align-items: center;
        gap: 10px;
    }

    .btn-outline {
        padding: 8px 18px;
        border: 1.5px solid var(--teal);
        border-radius: var(--r-sm);
        font-size: 13px;
        font-weight: 700;
        color: var(--teal);
        font-family: 'Plus Jakarta Sans',sans-serif;
        background: transparent;
        transition: var(--transition);
    }

        .btn-outline:hover {
            background: var(--teal);
            color: #fff;
        }

    .btn-solid {
        padding: 9px 20px;
        background: linear-gradient(135deg,var(--teal),var(--teal-dark));
        border: none;
        border-radius: var(--r-sm);
        font-size: 13px;
        font-weight: 700;
        color: #fff;
        font-family: 'Plus Jakarta Sans',sans-serif;
        transition: var(--transition);
        box-shadow: 0 4px 12px rgba(14,165,160,0.3);
    }

        .btn-solid:hover {
            transform: translateY(-1px);
            box-shadow: 0 6px 20px rgba(14,165,160,0.4);
        }

    .hamburger {
        display: none;
        background: var(--gray-100);
        border: none;
        width: 40px;
        height: 40px;
        border-radius: var(--r-sm);
        align-items: center;
        justify-content: center;
        font-size: 20px;
        color: var(--navy);
    }

    /* ── BREADCRUMB ── */
    .breadcrumb-bar {
        background: var(--off-white);
        border-bottom: 1px solid var(--border);
        padding: 10px 24px;
    }

    .breadcrumb-inner {
        max-width: 1320px;
        margin: 0 auto;
        display: flex;
        align-items: center;
        gap: 8px;
        font-size: 12.5px;
        color: var(--text-light);
        font-family: 'Plus Jakarta Sans',sans-serif;
    }

        .breadcrumb-inner a {
            color: var(--teal);
            font-weight: 600;
        }

        .breadcrumb-inner i {
            font-size: 9px;
            color: var(--gray-400);
        }

    /* ── HERO / ABOVE FOLD ── */
    .service-hero {
        background: linear-gradient(135deg,var(--navy) 0%,var(--navy-mid) 60%,#1a3060 100%);
        padding: 52px 24px 0;
        position: relative;
        overflow: hidden;
    }

        .service-hero::before {
            content: '';
            position: absolute;
            inset: 0;
            background: radial-gradient(ellipse 70% 60% at 75% 40%,rgba(14,165,160,0.14),transparent),radial-gradient(ellipse 40% 80% at 5% 90%,rgba(245,166,35,0.07),transparent);
        }

        .service-hero::after {
            content: '';
            position: absolute;
            inset: 0;
            background-image: radial-gradient(rgba(255,255,255,0.035) 1px,transparent 1px);
            background-size: 28px 28px;
        }

    .hero-grid {
        max-width: 1320px;
        margin: 0 auto;
        display: grid;
        grid-template-columns: 1fr 380px;
        gap: 48px;
        align-items: start;
        position: relative;
        z-index: 1;
    }

    /* Left hero content */
    .hero-eyebrow {
        display: inline-flex;
        align-items: center;
        gap: 7px;
        background: rgba(14,165,160,0.15);
        border: 1px solid rgba(14,165,160,0.3);
        border-radius: 100px;
        padding: 5px 14px;
        margin-bottom: 18px;
        font-size: 12px;
        font-weight: 700;
        color: var(--teal-light);
        font-family: 'Plus Jakarta Sans',sans-serif;
        letter-spacing: 0.5px;
    }

        .hero-eyebrow i {
            font-size: 10px;
        }

    .hero-title {
        font-size: clamp(26px,3.5vw,46px);
        font-weight: 900;
        color: #fff;
        margin-bottom: 16px;
        letter-spacing: -0.8px;
        line-height: 1.15;
    }

        .hero-title .hl {
            background: linear-gradient(90deg,var(--teal-light),var(--gold));
            -webkit-background-clip: text;
            -webkit-text-fill-color: transparent;
            background-clip: text;
        }

    .hero-subtitle {
        font-size: 15.5px;
        color: rgba(255,255,255,0.65);
        margin-bottom: 24px;
        max-width: 540px;
        line-height: 1.75;
    }

    .hero-checks {
        display: grid;
        grid-template-columns: 1fr 1fr;
        gap: 10px;
        margin-bottom: 28px;
    }

    .hc-item {
        display: flex;
        align-items: center;
        gap: 10px;
        font-size: 13.5px;
        color: rgba(255,255,255,0.8);
    }

        .hc-item i {
            color: var(--teal);
            font-size: 13px;
            flex-shrink: 0;
        }

    .hero-ratings {
        display: flex;
        align-items: center;
        gap: 24px;
        flex-wrap: wrap;
        margin-bottom: 32px;
    }

    .rating-pill {
        display: flex;
        align-items: center;
        gap: 10px;
        background: rgba(255,255,255,0.07);
        border: 1px solid rgba(255,255,255,0.12);
        border-radius: 10px;
        padding: 10px 16px;
    }

    .rating-stars {
        color: #FFC107;
        font-size: 12px;
        letter-spacing: 1px;
    }

    .rating-num {
        font-size: 18px;
        font-weight: 900;
        color: #fff;
        font-family: 'Plus Jakarta Sans',sans-serif;
    }

    .rating-label {
        font-size: 11px;
        color: rgba(255,255,255,0.45);
    }

    .hero-trust-pills {
        display: flex;
        gap: 10px;
        flex-wrap: wrap;
    }

    .trust-chip {
        display: flex;
        align-items: center;
        gap: 7px;
        background: rgba(255,255,255,0.06);
        border: 1px solid rgba(255,255,255,0.1);
        border-radius: 8px;
        padding: 7px 14px;
        font-size: 12px;
        color: rgba(255,255,255,0.65);
        font-family: 'Plus Jakarta Sans',sans-serif;
        font-weight: 600;
    }

        .trust-chip i {
            color: var(--teal);
            font-size: 11px;
        }

    /* Floating tab nav at bottom of hero */
    .hero-tab-nav {
        margin-top: 36px;
        display: flex;
        gap: 0;
        border-radius: var(--r-lg) var(--r-lg) 0 0;
        overflow: hidden;
        background: rgba(255,255,255,0.06);
        border: 1px solid rgba(255,255,255,0.1);
        border-bottom: none;
    }

    .htab {
        padding: 13px 18px;
        font-size: 13px;
        font-weight: 700;
        color: rgba(255,255,255,0.5);
        font-family: 'Plus Jakarta Sans',sans-serif;
        cursor: pointer;
        transition: var(--transition);
        border: none;
        background: transparent;
        white-space: nowrap;
    }

        .htab.active, .htab:hover {
            color: var(--teal);
            background: rgba(14,165,160,0.1);
        }

    /* ── STICKY FORM CARD ── */
    .form-card {
        background: #fff;
        border-radius: var(--r-xl);
        box-shadow: var(--shadow-xl);
        border: 1px solid var(--border);
        overflow: hidden;
        position: sticky;
        top: 88px;
    }

    .form-card-head {
        background: linear-gradient(135deg,var(--teal),var(--teal-dark));
        padding: 22px 24px;
    }

        .form-card-head h3 {
            font-size: 18px;
            font-weight: 800;
            color: #fff;
            margin-bottom: 4px;
            font-family: 'Plus Jakarta Sans',sans-serif;
        }

        .form-card-head p {
            font-size: 12.5px;
            color: rgba(255,255,255,0.75);
        }

    .form-card-price {
        display: flex;
        align-items: baseline;
        gap: 6px;
        margin-top: 10px;
    }

    .fcp-original {
        font-size: 14px;
        color: rgba(255,255,255,0.5);
        text-decoration: line-through;
    }

    .fcp-discounted {
        font-size: 28px;
        font-weight: 900;
        color: #fff;
        font-family: 'Plus Jakarta Sans',sans-serif;
    }

    .fcp-off {
        background: var(--gold);
        color: var(--navy);
        font-size: 11px;
        font-weight: 800;
        padding: 3px 9px;
        border-radius: 100px;
        font-family: 'Plus Jakarta Sans',sans-serif;
    }

    .form-card-body {
        padding: 22px 24px;
    }

    .fc-group {
        margin-bottom: 15px;
    }

        .fc-group label {
            display: block;
            font-size: 11px;
            font-weight: 800;
            text-transform: uppercase;
            letter-spacing: 0.8px;
            color: var(--gray-800);
            margin-bottom: 6px;
            font-family: 'Plus Jakarta Sans',sans-serif;
        }

        .fc-group input, .fc-group select {
            width: 100%;
            padding: 11px 14px;
            border: 1.5px solid var(--border);
            border-radius: var(--r-sm);
            font-size: 13.5px;
            font-family: 'DM Sans',sans-serif;
            color: var(--text);
            outline: none;
            transition: border-color 0.2s;
            background: #fff;
        }

            .fc-group input:focus, .fc-group select:focus {
                border-color: var(--teal);
            }

    .fc-row {
        display: grid;
        grid-template-columns: 1fr 1fr;
        gap: 12px;
    }

    .btn-apply {
        width: 100%;
        padding: 14px;
        background: linear-gradient(135deg,var(--teal),var(--teal-dark));
        border: none;
        border-radius: var(--r-sm);
        color: #fff;
        font-size: 15px;
        font-weight: 800;
        font-family: 'Plus Jakarta Sans',sans-serif;
        cursor: pointer;
        transition: var(--transition);
        box-shadow: 0 4px 16px rgba(14,165,160,0.35);
        margin-top: 4px;
    }

        .btn-apply:hover {
            transform: translateY(-1px);
            box-shadow: 0 6px 24px rgba(14,165,160,0.45);
        }

    .form-guarantees {
        display: flex;
        flex-direction: column;
        gap: 8px;
        margin-top: 18px;
        padding-top: 18px;
        border-top: 1px solid var(--border);
    }

    .fg-item {
        display: flex;
        align-items: center;
        gap: 9px;
        font-size: 12.5px;
        color: var(--text-light);
    }

        .fg-item i {
            color: var(--teal);
            font-size: 12px;
            flex-shrink: 0;
            width: 14px;
        }

    .form-card-whatsapp {
        display: flex;
        align-items: center;
        justify-content: center;
        gap: 8px;
        padding: 12px;
        background: rgba(37,211,102,0.08);
        border: 1.5px solid rgba(37,211,102,0.25);
        border-radius: var(--r-sm);
        margin-top: 14px;
        font-size: 13.5px;
        font-weight: 700;
        color: #1a7a3a;
        font-family: 'Plus Jakarta Sans',sans-serif;
        cursor: pointer;
        transition: var(--transition);
    }

        .form-card-whatsapp:hover {
            background: rgba(37,211,102,0.15);
        }

        .form-card-whatsapp i {
            font-size: 18px;
            color: #25d366;
        }

    /* ── MAIN LAYOUT ── */
    .page-body {
        max-width: 1320px;
        margin: 0 auto;
        padding: 48px 24px;
        display: grid;
        grid-template-columns: 1fr 380px;
        gap: 48px;
        align-items: start;
    }

    .content-col {
        min-width: 0;
    }

    .sidebar-col {
        position: sticky;
        top: 88px;
    }

    /* ── SECTION TABS CONTENT ── */
    .tab-content-section {
        display: none;
    }

        .tab-content-section.active {
            display: block;
        }

    /* ── SECTION BLOCKS ── */
    .sec-block {
        margin-bottom: 48px;
    }

        .sec-block:last-child {
            margin-bottom: 0;
        }

    .sec-eyebrow {
        display: inline-flex;
        align-items: center;
        gap: 7px;
        background: rgba(14,165,160,0.1);
        color: var(--teal-dark);
        font-size: 11px;
        font-weight: 800;
        font-family: 'Plus Jakarta Sans',sans-serif;
        padding: 5px 13px;
        border-radius: 100px;
        margin-bottom: 12px;
        text-transform: uppercase;
        letter-spacing: 1px;
    }

        .sec-eyebrow i {
            font-size: 10px;
        }

    .sec-title {
        font-size: clamp(22px,2.8vw,32px);
        font-weight: 900;
        color: var(--navy);
        margin-bottom: 12px;
        letter-spacing: -0.4px;
    }

        .sec-title .hl {
            color: var(--teal);
        }

    .sec-lead {
        font-size: 15.5px;
        color: var(--text-light);
        line-height: 1.8;
        margin-bottom: 20px;
    }

    .sec-body {
        font-size: 14.5px;
        color: var(--text-light);
        line-height: 1.85;
    }

        .sec-body p {
            margin-bottom: 16px;
        }

        .sec-body h3 {
            font-size: 17px;
            font-weight: 800;
            color: var(--navy);
            margin: 24px 0 10px;
            font-family: 'Plus Jakarta Sans',sans-serif;
        }

        .sec-body ul {
            display: flex;
            flex-direction: column;
            gap: 8px;
            margin: 12px 0 20px;
            padding-left: 4px;
        }

            .sec-body ul li {
                display: flex;
                align-items: flex-start;
                gap: 10px;
                font-size: 14.5px;
                color: var(--text-light);
            }

                .sec-body ul li::before {
                    content: '✓';
                    color: var(--teal);
                    font-weight: 900;
                    flex-shrink: 0;
                    font-size: 13px;
                    margin-top: 2px;
                }

    .divider {
        height: 1px;
        background: var(--border);
        margin: 40px 0;
    }

    /* ── BENEFITS GRID ── */
    .benefits-grid {
        display: grid;
        grid-template-columns: repeat(2,1fr);
        gap: 20px;
        margin-top: 24px;
    }

    .benefit-card {
        background: var(--off-white);
        border-radius: var(--r-lg);
        padding: 24px;
        border: 1px solid var(--border);
        transition: var(--transition);
    }

        .benefit-card:hover {
            box-shadow: var(--shadow);
            border-color: rgba(14,165,160,0.2);
            transform: translateY(-2px);
        }

    .bc-icon {
        width: 48px;
        height: 48px;
        border-radius: 12px;
        display: flex;
        align-items: center;
        justify-content: center;
        font-size: 20px;
        margin-bottom: 14px;
        transition: var(--transition);
    }

    .benefit-card:hover .bc-icon {
        transform: scale(1.1);
    }

    .benefit-card h4 {
        font-size: 15px;
        font-weight: 800;
        color: var(--navy);
        margin-bottom: 7px;
        font-family: 'Plus Jakarta Sans',sans-serif;
    }

    .benefit-card p {
        font-size: 13px;
        color: var(--text-light);
        line-height: 1.65;
    }

    /* ── ELIGIBILITY TABLE ── */
    .elig-table {
        width: 100%;
        border-collapse: collapse;
        border-radius: var(--r-lg);
        overflow: hidden;
        border: 1px solid var(--border);
        box-shadow: var(--shadow-sm);
        margin-top: 20px;
    }

        .elig-table thead tr {
            background: linear-gradient(135deg,var(--navy),var(--navy-mid));
        }

        .elig-table th {
            padding: 16px 20px;
            text-align: left;
            font-size: 13px;
            font-weight: 700;
            color: rgba(255,255,255,0.9);
            font-family: 'Plus Jakarta Sans',sans-serif;
        }

        .elig-table td {
            padding: 14px 20px;
            font-size: 13.5px;
            border-bottom: 1px solid var(--border);
            vertical-align: middle;
        }

        .elig-table tr:last-child td {
            border-bottom: none;
        }

        .elig-table tr:nth-child(even) {
            background: var(--off-white);
        }

        .elig-table tr:hover td {
            background: rgba(14,165,160,0.04);
        }

    .elig-badge {
        display: inline-block;
        font-size: 11px;
        font-weight: 800;
        padding: 3px 10px;
        border-radius: 100px;
        font-family: 'Plus Jakarta Sans',sans-serif;
    }

    .elig-micro {
        background: rgba(16,185,129,0.12);
        color: #10b981;
    }

    .elig-small {
        background: rgba(14,165,210,0.12);
        color: #0ea5e6;
    }

    .elig-medium {
        background: rgba(139,92,246,0.12);
        color: #8b5cf6;
    }

    /* ── DOCUMENTS GRID ── */
    .docs-grid {
        display: grid;
        grid-template-columns: repeat(2,1fr);
        gap: 14px;
        margin-top: 20px;
    }

    .doc-item {
        display: flex;
        align-items: center;
        gap: 12px;
        padding: 14px 16px;
        background: var(--off-white);
        border-radius: var(--r-sm);
        border: 1px solid var(--border);
        transition: var(--transition);
    }

        .doc-item:hover {
            border-color: rgba(14,165,160,0.3);
            background: #fff;
            box-shadow: var(--shadow-sm);
        }

    .doc-icon {
        width: 36px;
        height: 36px;
        border-radius: 9px;
        background: rgba(14,165,160,0.1);
        display: flex;
        align-items: center;
        justify-content: center;
        color: var(--teal);
        font-size: 14px;
        flex-shrink: 0;
    }

    .doc-label {
        font-size: 13px;
        font-weight: 600;
        color: var(--text);
        font-family: 'Plus Jakarta Sans',sans-serif;
    }

    /* ── PROCESS STEPS ── */
    .process-steps {
        display: flex;
        flex-direction: column;
        gap: 0;
        margin-top: 24px;
        position: relative;
    }

        .process-steps::before {
            content: '';
            position: absolute;
            left: 27px;
            top: 54px;
            bottom: 54px;
            width: 2px;
            background: linear-gradient(to bottom,var(--teal),rgba(14,165,160,0.15));
            z-index: 0;
        }

    .proc-step {
        display: flex;
        gap: 20px;
        align-items: flex-start;
        padding: 0 0 32px 0;
        position: relative;
    }

        .proc-step:last-child {
            padding-bottom: 0;
        }

    .proc-num {
        width: 56px;
        height: 56px;
        border-radius: 50%;
        background: linear-gradient(135deg,var(--teal),var(--teal-dark));
        display: flex;
        align-items: center;
        justify-content: center;
        font-size: 20px;
        font-weight: 900;
        color: #fff;
        font-family: 'Plus Jakarta Sans',sans-serif;
        flex-shrink: 0;
        box-shadow: 0 4px 14px rgba(14,165,160,0.35);
        position: relative;
        z-index: 1;
        border: 3px solid #fff;
    }

    .proc-body {
        padding-top: 10px;
    }

        .proc-body h4 {
            font-size: 16px;
            font-weight: 800;
            color: var(--navy);
            margin-bottom: 6px;
            font-family: 'Plus Jakarta Sans',sans-serif;
        }

        .proc-body p {
            font-size: 13.5px;
            color: var(--text-light);
            line-height: 1.7;
        }

        .proc-body .proc-time {
            display: inline-flex;
            align-items: center;
            gap: 5px;
            font-size: 11.5px;
            font-weight: 700;
            color: var(--teal);
            font-family: 'Plus Jakarta Sans',sans-serif;
            margin-top: 6px;
        }

    /* ── FEES TABLE ── */
    .fees-cards {
        display: grid;
        grid-template-columns: repeat(3,1fr);
        gap: 16px;
        margin-top: 20px;
    }

    .fee-card {
        background: var(--off-white);
        border: 1px solid var(--border);
        border-radius: var(--r-lg);
        padding: 24px;
        text-align: center;
        transition: var(--transition);
        position: relative;
        overflow: hidden;
    }

        .fee-card::after {
            content: '';
            position: absolute;
            bottom: 0;
            left: 0;
            right: 0;
            height: 3px;
            background: linear-gradient(90deg,var(--teal),var(--gold));
            transform: scaleX(0);
            transform-origin: left;
            transition: transform 0.35s;
        }

        .fee-card:hover {
            box-shadow: var(--shadow);
            border-color: rgba(14,165,160,0.2);
            transform: translateY(-3px);
        }

            .fee-card:hover::after {
                transform: scaleX(1);
            }

    .fee-type {
        font-size: 11px;
        font-weight: 800;
        text-transform: uppercase;
        letter-spacing: 1px;
        color: var(--teal);
        font-family: 'Plus Jakarta Sans',sans-serif;
        margin-bottom: 10px;
    }

    .fee-amount {
        font-size: 32px;
        font-weight: 900;
        color: var(--navy);
        font-family: 'Plus Jakarta Sans',sans-serif;
        margin-bottom: 4px;
    }

    .fee-desc {
        font-size: 12px;
        color: var(--text-light);
    }

    .fee-tag {
        display: inline-block;
        font-size: 10px;
        font-weight: 800;
        padding: 3px 10px;
        border-radius: 100px;
        margin-top: 10px;
        font-family: 'Plus Jakarta Sans',sans-serif;
        background: rgba(14,165,160,0.1);
        color: var(--teal-dark);
    }

    /* ── FAQ ── */
    .faq-list {
        display: flex;
        flex-direction: column;
        gap: 12px;
        margin-top: 24px;
    }

    .faq-card {
        background: #fff;
        border: 1px solid var(--border);
        border-radius: var(--r);
        overflow: hidden;
        transition: var(--transition);
    }

        .faq-card:hover {
            border-color: rgba(14,165,160,0.3);
        }

    .faq-q {
        display: flex;
        justify-content: space-between;
        align-items: center;
        padding: 18px 22px;
        cursor: pointer;
        font-size: 14.5px;
        font-weight: 700;
        color: var(--navy);
        font-family: 'Plus Jakarta Sans',sans-serif;
        transition: color 0.2s;
        gap: 12px;
    }

        .faq-q.open {
            color: var(--teal);
        }

        .faq-q .fq-icon {
            width: 28px;
            height: 28px;
            border-radius: 7px;
            background: var(--off-white);
            flex-shrink: 0;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 11px;
            color: var(--teal);
            transition: var(--transition);
        }

        .faq-q.open .fq-icon {
            background: var(--teal);
            color: #fff;
            transform: rotate(180deg);
        }

    .faq-a {
        display: none;
        padding: 0 22px 18px;
        font-size: 14px;
        color: var(--text-light);
        line-height: 1.75;
    }

        .faq-a.show {
            display: block;
        }

    /* ── COMPLIANCE / TAX BOXES ── */
    .info-box {
        background: linear-gradient(135deg,rgba(14,165,160,0.06),rgba(245,166,35,0.04));
        border: 1px solid rgba(14,165,160,0.2);
        border-radius: var(--r-lg);
        padding: 24px;
        margin-bottom: 20px;
    }

        .info-box h4 {
            font-size: 15px;
            font-weight: 800;
            color: var(--navy);
            margin-bottom: 10px;
            font-family: 'Plus Jakarta Sans',sans-serif;
            display: flex;
            align-items: center;
            gap: 8px;
        }

            .info-box h4 i {
                color: var(--teal);
            }

        .info-box p, .info-box ul {
            font-size: 13.5px;
            color: var(--text-light);
            line-height: 1.75;
        }

        .info-box ul {
            display: flex;
            flex-direction: column;
            gap: 7px;
            padding: 0;
        }

            .info-box ul li {
                display: flex;
                gap: 9px;
                align-items: flex-start;
            }

                .info-box ul li::before {
                    content: '→';
                    color: var(--teal);
                    font-weight: 800;
                    flex-shrink: 0;
                }

    .warning-box {
        background: rgba(245,166,35,0.08);
        border: 1px solid rgba(245,166,35,0.25);
        border-radius: var(--r-lg);
        padding: 20px 24px;
        margin-top: 16px;
        display: flex;
        gap: 14px;
        align-items: flex-start;
    }

        .warning-box i {
            color: var(--gold-dark);
            font-size: 20px;
            flex-shrink: 0;
            margin-top: 2px;
        }

        .warning-box p {
            font-size: 13.5px;
            color: var(--gray-800);
            line-height: 1.7;
        }

    /* ── CERTIFICATE SECTION ── */
    .cert-preview {
        background: linear-gradient(145deg,var(--navy),var(--navy-mid));
        border-radius: var(--r-xl);
        padding: 40px;
        display: flex;
        gap: 32px;
        align-items: center;
    }

    .cert-icon-wrap {
        width: 100px;
        height: 120px;
        background: linear-gradient(135deg,var(--teal),var(--teal-dark));
        border-radius: var(--r-lg);
        display: flex;
        flex-direction: column;
        align-items: center;
        justify-content: center;
        gap: 6px;
        flex-shrink: 0;
        box-shadow: 0 8px 24px rgba(14,165,160,0.4);
    }

        .cert-icon-wrap i {
            font-size: 36px;
            color: #fff;
        }

        .cert-icon-wrap span {
            font-size: 10px;
            font-weight: 800;
            color: rgba(255,255,255,0.8);
            font-family: 'Plus Jakarta Sans',sans-serif;
            text-align: center;
            line-height: 1.2;
            padding: 0 8px;
        }

    .cert-info h3 {
        font-size: 22px;
        font-weight: 900;
        color: #fff;
        margin-bottom: 10px;
        font-family: 'Plus Jakarta Sans',sans-serif;
    }

    .cert-info p {
        font-size: 14px;
        color: rgba(255,255,255,0.55);
        line-height: 1.75;
        margin-bottom: 16px;
    }

    .cert-features {
        display: flex;
        flex-direction: column;
        gap: 9px;
    }

    .cf-item {
        display: flex;
        align-items: center;
        gap: 10px;
        font-size: 13px;
        color: rgba(255,255,255,0.7);
    }

        .cf-item i {
            color: var(--teal);
            width: 14px;
            font-size: 12px;
        }

    /* ── SIDEBAR EXTRAS ── */
    .sidebar-widget {
        background: #fff;
        border: 1px solid var(--border);
        border-radius: var(--r-lg);
        padding: 22px;
        margin-bottom: 20px;
        box-shadow: var(--shadow-sm);
    }

    .sw-title {
        font-size: 14px;
        font-weight: 800;
        color: var(--navy);
        margin-bottom: 16px;
        font-family: 'Plus Jakarta Sans',sans-serif;
        display: flex;
        align-items: center;
        gap: 8px;
    }

        .sw-title i {
            color: var(--teal);
        }

    .sw-stat-grid {
        display: grid;
        grid-template-columns: 1fr 1fr;
        gap: 12px;
    }

    .sw-stat {
        text-align: center;
        padding: 14px 10px;
        background: var(--off-white);
        border-radius: var(--r-sm);
        border: 1px solid var(--border);
    }

    .sw-stat-num {
        font-size: 22px;
        font-weight: 900;
        color: var(--teal);
        font-family: 'Plus Jakarta Sans',sans-serif;
        line-height: 1;
    }

    .sw-stat-label {
        font-size: 10.5px;
        color: var(--text-light);
        margin-top: 4px;
    }

    .related-list {
        display: flex;
        flex-direction: column;
        gap: 8px;
    }

    .related-item {
        display: flex;
        align-items: center;
        gap: 10px;
        padding: 10px 12px;
        border-radius: var(--r-sm);
        transition: var(--transition);
        cursor: pointer;
        border: 1px solid transparent;
    }

        .related-item:hover {
            background: var(--off-white);
            border-color: var(--border);
        }

    .ri-icon {
        width: 32px;
        height: 32px;
        border-radius: 8px;
        display: flex;
        align-items: center;
        justify-content: center;
        font-size: 13px;
        flex-shrink: 0;
    }

    .ri-label {
        font-size: 13px;
        font-weight: 600;
        color: var(--text);
        font-family: 'Plus Jakarta Sans',sans-serif;
    }

    .ri-arrow {
        margin-left: auto;
        color: var(--teal);
        font-size: 11px;
    }

    /* ── CTA BANNER ── */
    .cta-banner {
        background: linear-gradient(135deg,var(--teal-dark),var(--navy-mid));
        padding: 56px 24px;
        text-align: center;
        position: relative;
        overflow: hidden;
        margin-top: 48px;
    }

        .cta-banner::before {
            content: '';
            position: absolute;
            inset: 0;
            background: radial-gradient(ellipse 60% 80% at 50% 50%,rgba(245,166,35,0.07),transparent);
        }

        .cta-banner h2 {
            font-size: clamp(24px,3vw,36px);
            font-weight: 900;
            color: #fff;
            margin-bottom: 10px;
            position: relative;
            letter-spacing: -0.4px;
        }

        .cta-banner p {
            font-size: 15px;
            color: rgba(255,255,255,0.7);
            margin-bottom: 28px;
            position: relative;
        }

    .cta-banner-btns {
        display: flex;
        gap: 14px;
        justify-content: center;
        flex-wrap: wrap;
        position: relative;
    }

    .btn-cta-w {
        padding: 13px 28px;
        background: #fff;
        border: none;
        border-radius: var(--r);
        font-size: 14.5px;
        font-weight: 800;
        color: var(--teal-dark);
        font-family: 'Plus Jakarta Sans',sans-serif;
        cursor: pointer;
        transition: var(--transition);
    }

        .btn-cta-w:hover {
            transform: translateY(-2px);
            box-shadow: 0 8px 24px rgba(0,0,0,0.2);
        }

    .btn-cta-b {
        padding: 13px 28px;
        background: transparent;
        border: 1.5px solid rgba(255,255,255,0.4);
        border-radius: var(--r);
        font-size: 14.5px;
        font-weight: 800;
        color: #fff;
        font-family: 'Plus Jakarta Sans',sans-serif;
        cursor: pointer;
        transition: var(--transition);
    }

        .btn-cta-b:hover {
            border-color: #fff;
            background: rgba(255,255,255,0.1);
        }

    /* ── FOOTER ── */
    footer {
        background: var(--navy);
        padding: 56px 24px 0;
    }

    .footer-grid {
        max-width: 1320px;
        margin: 0 auto;
        display: grid;
        grid-template-columns: 2fr 1fr 1fr 1fr;
        gap: 40px;
        padding-bottom: 44px;
        border-bottom: 1px solid rgba(255,255,255,0.07);
    }

    .footer-brand p {
        font-size: 13px;
        color: rgba(255,255,255,0.42);
        line-height: 1.75;
        margin: 14px 0 20px;
    }

    .footer-logo img {
        height: 38px;
        width: auto;
        filter: drop-shadow(0 1px 3px rgba(0,0,0,0.3));
    }

    .footer-socials {
        display: flex;
        gap: 9px;
    }

    .fsoc {
        width: 34px;
        height: 34px;
        border-radius: 8px;
        background: rgba(255,255,255,0.07);
        border: 1px solid rgba(255,255,255,0.1);
        display: flex;
        align-items: center;
        justify-content: center;
        color: rgba(255,255,255,0.45);
        font-size: 13px;
        transition: var(--transition);
    }

        .fsoc:hover {
            background: var(--teal);
            border-color: var(--teal);
            color: #fff;
        }

    .footer-col h5 {
        font-size: 11.5px;
        font-weight: 800;
        text-transform: uppercase;
        letter-spacing: 1.2px;
        color: rgba(255,255,255,0.85);
        font-family: 'Plus Jakarta Sans',sans-serif;
        margin-bottom: 16px;
    }

    .footer-col ul {
        display: flex;
        flex-direction: column;
        gap: 9px;
    }

        .footer-col ul li a {
            font-size: 13px;
            color: rgba(255,255,255,0.42);
            transition: color 0.2s;
            display: flex;
            align-items: center;
            gap: 6px;
        }

            .footer-col ul li a:hover {
                color: var(--teal);
            }

            .footer-col ul li a i {
                font-size: 9px;
                color: var(--teal);
                opacity: 0;
                transition: opacity 0.2s;
            }

            .footer-col ul li a:hover i {
                opacity: 1;
            }

    .footer-bottom {
        max-width: 1320px;
        margin: 0 auto;
        display: flex;
        align-items: center;
        justify-content: space-between;
        padding: 18px 0;
        font-size: 12px;
        color: rgba(255,255,255,0.28);
        flex-wrap: wrap;
        gap: 10px;
    }

    .footer-bottom-links {
        display: flex;
        gap: 18px;
    }

        .footer-bottom-links a {
            color: rgba(255,255,255,0.28);
            font-size: 12px;
            transition: color 0.2s;
        }

            .footer-bottom-links a:hover {
                color: var(--teal);
            }

    /* ── MOBILE OVERLAY ── */
    .mob-overlay {
        display: none;
        position: fixed;
        inset: 0;
        z-index: 2000;
        background: rgba(10,22,40,0.55);
        backdrop-filter: blur(4px);
    }

        .mob-overlay.open {
            display: block;
        }

    .mob-drawer {
        position: fixed;
        top: 0;
        right: -110%;
        width: 88%;
        max-width: 360px;
        height: 100%;
        background: #fff;
        z-index: 2001;
        overflow-y: auto;
        transition: right 0.35s cubic-bezier(0.4,0,0.2,1);
        box-shadow: var(--shadow-xl);
    }

    .mob-overlay.open .mob-drawer {
        right: 0;
    }

    .mob-head {
        display: flex;
        align-items: center;
        justify-content: space-between;
        padding: 18px 20px;
        border-bottom: 1px solid var(--border);
    }

    .mob-close {
        background: var(--gray-100);
        border: none;
        width: 34px;
        height: 34px;
        border-radius: 8px;
        display: flex;
        align-items: center;
        justify-content: center;
        font-size: 15px;
        color: var(--text);
        cursor: pointer;
    }

    .mob-nav {
        padding: 12px 16px;
    }

    .mob-link {
        display: flex;
        align-items: center;
        padding: 12px;
        border-radius: var(--r-sm);
        font-size: 14.5px;
        font-weight: 600;
        color: var(--text);
        font-family: 'Plus Jakarta Sans',sans-serif;
        cursor: pointer;
        transition: var(--transition);
        gap: 10px;
    }

        .mob-link:hover {
            color: var(--teal);
            background: rgba(14,165,160,0.07);
        }

        .mob-link i {
            color: var(--teal);
            width: 16px;
            font-size: 13px;
        }

    .mob-cta {
        padding: 16px;
        display: flex;
        flex-direction: column;
        gap: 10px;
        border-top: 1px solid var(--border);
    }

    .mob-btn-s {
        width: 100%;
        padding: 13px;
        background: linear-gradient(135deg,var(--teal),var(--teal-dark));
        border: none;
        border-radius: var(--r-sm);
        font-size: 14px;
        font-weight: 700;
        color: #fff;
        font-family: 'Plus Jakarta Sans',sans-serif;
    }

    .mob-btn-o {
        width: 100%;
        padding: 13px;
        background: transparent;
        border: 1.5px solid var(--teal);
        border-radius: var(--r-sm);
        font-size: 14px;
        font-weight: 700;
        color: var(--teal);
        font-family: 'Plus Jakarta Sans',sans-serif;
    }

    /* ── FLOATING MOBILE CTA ── */
    .mobile-cta-bar {
        display: none;
        position: fixed;
        bottom: 0;
        left: 0;
        right: 0;
        z-index: 999;
        padding: 12px 16px;
        background: #fff;
        border-top: 1px solid var(--border);
        box-shadow: 0 -4px 20px rgba(10,22,40,0.12);
        gap: 10px;
    }

    @media(max-width:768px) {
        .mobile-cta-bar;

    {
        display: flex;
    }

    }

    .mob-cta-btn {
        flex: 1;
        padding: 13px;
        border-radius: var(--r-sm);
        font-size: 14px;
        font-weight: 800;
        font-family: 'Plus Jakarta Sans',sans-serif;
        border: none;
        cursor: pointer;
    }

    .mob-cta-teal {
        background: linear-gradient(135deg,var(--teal),var(--teal-dark));
        color: #fff;
    }

    .mob-cta-wa {
        background: rgba(37,211,102,0.12);
        border: 1.5px solid rgba(37,211,102,0.3);
        color: #1a7a3a;
        display: flex;
        align-items: center;
        justify-content: center;
        gap: 7px;
    }

        .mob-cta-wa i {
            color: #25d366;
            font-size: 17px;
        }

    /* ── RESPONSIVE ── */
    @media(max-width:1100px) {
        .hero-grid;

    {
        grid-template-columns: 1fr 340px;
        gap: 32px;
    }

    .page-body {
        grid-template-columns: 1fr 340px;
        gap: 32px;
    }

    .fees-cards {
        grid-template-columns: 1fr 1fr;
    }

    }

    @media(max-width:900px) {
        .hero-grid;

    {
        grid-template-columns: 1fr;
    }

    .page-body {
        grid-template-columns: 1fr;
    }

    .sidebar-col {
        position: static;
    }

    .form-card {
        position: static;
        margin-bottom: 32px;
    }

    .sidebar-col .sidebar-widget:last-child {
        display: none;
    }

    .hero-tab-nav {
        overflow-x: auto;
        -webkit-overflow-scrolling: touch;
    }

    .htab {
        flex-shrink: 0;
    }

    .hero-checks {
        grid-template-columns: 1fr;
    }

    .cert-preview {
        flex-direction: column;
        text-align: center;
    }

    .docs-grid {
        grid-template-columns: 1fr;
    }

    .benefits-grid {
        grid-template-columns: 1fr;
    }

    }

    @media(max-width:768px) {
        .nav-links,.nav-right,.nav-top;

    {
        display: none;
    }

    .hamburger {
        display: flex;
    }

    .hero-title {
        font-size: clamp(24px,6vw,36px);
    }

    .fees-cards {
        grid-template-columns: 1fr;
    }

    .footer-grid {
        grid-template-columns: 1fr 1fr;
    }

    .fc-row {
        grid-template-columns: 1fr;
    }

    .hero-ratings {
        gap: 12px;
    }

    .page-body {
        padding-bottom: 100px;
    }

    }

    @media(max-width:480px) {
        .footer-grid;

    {
        grid-template-columns: 1fr;
    }

    .benefits-grid, .docs-grid {
        grid-template-columns: 1fr;
    }

    .sw-stat-grid {
        grid-template-columns: 1fr 1fr;
    }

    }

    /* ── ANIMATIONS ── */
    @keyframes fadeUp {
        from {
            opacity: 0;
            transform: translateY(20px);
        }

        to {
            opacity: 1;
            transform: translateY(0);
        }
    }

    .au {
        animation: fadeUp 0.55s ease both;
    }

    .au1 {
        animation-delay: 0.1s;
    }

    .au2 {
        animation-delay: 0.2s;
    }

    .au3 {
        animation-delay: 0.3s;
    }

    .au4 {
        animation-delay: 0.4s;
    }